Banking,made clear
The money itself is held by a licensed bank. You get the controls.
DXL Digital is a wallet and virtual debit card for Pakistan. Send money to any bank, wallet or Raast ID, pay your bills and the shop's QR code, and see where the month's money actually went.
- Any bank, wallet or Raast ID
- Bills and the shop's QR code
- A virtual debit card
- Held by a licensed bank
What you can do with it
Each of these has its own page with the detail. Two are still on the drawing board, and say so.
- 01Send moneyTo other DXL Digital users, any bank or mobile wallet, and through Raast.To other DXL Digital users, any bank or mobile wallet, and through Raast.
- 02PaymentsScan a shop's QR code, clear the month's bills, top up a phone.Scan a shop's QR code, clear the month's bills, top up a phone.
- 03Virtual cardYours the day your account opens. Freeze it, limit it, add it to Apple Pay later.Yours the day your account opens. Freeze it, limit it, add it to Apple Pay later.
- 04BudgetsEvery payment filed for you, with a monthly budget per category.Every payment filed for you, with a monthly budget per category.
- 05Connected devicesLaterPay from a watch or a car, each device with its own limit.Pay from a watch or a car, each device with its own limit.
- 06Loans and financingLaterApply through our licensed partners and keep track of every instalment.Apply through our licensed partners and keep track of every instalment.
- 07Inside the appTen screens from the app design, as they will look.Ten screens from the app design, as they will look.
- 08SecurityWhere your money is held, and the checks on every payment.Where your money is held, and the checks on every payment.
Three ways to send
Most transfers in Pakistan go one of three ways. DXL Digital does all of them from the same screen.
There is a working demo on that page you can try.
To another DXL Digital user
By name, number or username. It arrives straight away.
To any bank or mobile wallet
By IBAN, account or wallet number. You see the account title before you confirm.
Through Raast
To a Raast ID or an IBAN, in seconds, at any hour.
A card on day one
- Freeze it from the app
- Decide where it works
- Add it to Apple Pay when that arrives
A virtual debit card comes with every account. Freeze it from the app, decide where it works, and add it to Apple Pay when that arrives.
The card and its controlsA sample month
Where October went
Payments sort themselves into categories. Set a budget for any of them and you hear about it before you go over, not after.
Budgets| Groceries | Rs 16,400 |
|---|---|
| Bills | Rs 11,900 |
| Transport | Rs 9,800 |
| Food out | Rs 7,400 |
What it looks like today
Screens from the app design, with sample names and amounts. Some details will change before launch.
See all ten
Verified 
Home 
Entering an amount 
Checking before sending 
Sent 
Activity 
One payment in detail 
Card frozen 
Card controls 
Limits
Where the money sits
Your balance is held by our licensed bank partner, not by us. We keep our own record of every rupee and check it against the bank's every day.
- 01Every payment is confirmed with your face, fingerprint or PIN
- 02You set your own daily and per payment limits
- 03A notification for money in and money out
- 04Card gone missing? Freeze it in one tap
Opening in stages
We are letting people in a group at a time. Leave your name and number and we will message you when it is your turn.
Join the waitlist